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18 October 2009 @ 11:48 pm
shout out for some prayer help  
i dont do this often and i dont know what else to do....

my husband starts student teaching in the spring semester. he has to leave his job to do this. we will be losing all health insurance. the baby will go on chip (the state health insurance for children). we will have nothing. we are going to look into COBRA but we dont know if we can even afford that. from what we are hearing teacher in his field are getting hired almost immediately. but that likely means no job until fall semester next year. 6 months of little to no income.

i work part time at a university. i'm an adjunct. so i get paid little, and i get no health insurance. i'm still hunting for agents (i have an mfa in writing from a pretty elite school.. i've finished my first and second novels.. but so far luck has been against me.)

folks, right now the scene is getting really dark. we are about as skint as you can get. i think all of the christmas gifts this year from us are home made because we can't afford much else. winter is coming. our vegetable garden failed as a lot of people's gardens failed in this area. it was a hard garden year.

i'm just having a hard time seeing the light at the end of the tunnel.

if you have any prayers lying around, any good thoughts, any ideas as to where to submit a ltierary women's novel, writing jobs for blogs or book/movie reviews... etc - where to apply for a high school science teacher gigs, any ways to make money online from home - legit and i am poor (i'm so poor i dont get the R. i'm po') so i can't buy things like arbonne or tupperware - please send them my way....

we are full tithe payers. we are doing all we can. it's just scarey. i know i should be full of faith, my face glowing. but right now i just keep thinking about what if one of us gets sick next semester and we can't afford to see a dr. what about being able to keep food on the table...

it's just getting really hard right now...

so any prayers you have lying around from now on for a while would be hugely appreciated...

thank you so much.
 
 
 
HailerStarhailerro on October 19th, 2009 04:07 am (UTC)
You're in our thoughts and prayers.

If you get sick, you go see a doctor. Many of them now will negotiate prices with uninsured patients. As for a payment plan. Let them bill you. (My mom told us that as long as we pay -something- each month then they can't turn that bill over to collections ... even if you paid five bucks a month for a huge bill).
Sending you an email about something work related.

thatonepersonleisurelyviking on October 19th, 2009 08:28 am (UTC)
See if your town has a freecycle group you can sign up for. Check craigslist regularly for writing gigs. Join a local writing group to make contacts. Find a catastrophic insurance plan if nothing else so that if something major happens you'll have coverage. Search online for local job fairs and workshops (many libraries and universities have them) and get something temporary even if the ideal isn't available until next fall. Good luck to you; that's a tough situation.
dustydistaff on October 19th, 2009 01:29 pm (UTC)
We'll keep you in our thoughts and prayers.
Also, don't be afraid to tell your bishop about your situation. Not that you feel the need for church welfare at this point or anything like that, but it's good for him to be aware so he can be on the lookout for jobs or help for you.
If you're crafty at all you could try picking up extra money selling stuff on eBay or etsy.com. I have friends who do that, and there are definitely cheap ways to do it.
lips of steelsniffme on October 20th, 2009 05:39 am (UTC)
Hey, Palm Springs just had an opening for a high school earth science teacher. Try Cali. Where are you at?
sturmkit on October 20th, 2009 11:53 am (UTC)
we're in pennsylvania
Kay McIntoshkaygreyhelm on October 20th, 2009 04:25 pm (UTC)
Oh, but California is brutal to live in. My hubby and I hit a financial situation like this one, and it was because we were living in bloody Orange County where our rent for a studio apartment was $1105/month.
lips of steelsniffme on October 20th, 2009 07:12 pm (UTC)
That's very true. The job I'm talking about is in Palm Springs/Palm Desert area, which is much cheaper to live in. I hate that OC is so expensive.
Kay McIntoshkaygreyhelm on October 20th, 2009 04:28 pm (UTC)
Trust me, I know how this feels. My husband and I, while living in CA, would have less than $100 in the bank and still have bills to pay. Somehow things always worked out, and I've seen miracles happen. But that doesn't undermine the stress you're feeling now. Hopefully you will see those miracles with the help of some extra prayers from my family and me. Good luck. And don't be afraid to put your own names on the temple prayer roll--it's there for ANYONE who is afflicted and needing extra help!
Nicolemistresslane on November 16th, 2009 01:20 pm (UTC)
if worse comes to worse ask the church for help, theres no shame in saying. we're doing everything we can and its not enough.

Even if its just a couple of months to get on your feet again. xx